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Exclusions

The policy will not pay benefits for bodily injury caused by:

1. War, whether declared or not;
2. Intentional self-inflicted injury, suicide or attempted suicide;
3. Flying as a pilot, air crew or flight personnel; or
4. Any fracture where osteoporosis had been diagnosed and made known to you before you suffered bodily injury.

For full policy information view the policy document (PDF).

Please note:

This definition relates to Personal Accident Insurance policies. Other policies' definitions of key words may, and often do, differ.