Terms and Conditions

Glennons.ie (the “Site”) is owned and operated by Frank Glennon Limited (“Glennon”) whose registered office is Charlemont House, Charlemont Place, Dublin 2. Glennons.ie content (the “Content”) is owned or licensed by Frank Glennon Limited. References to “Glennon” include references to Frank Glennon Limited and other companies in the Glennon Group. By using the Site, you agree to be legally bound by these terms and conditions just as if you had signed this agreement. These Terms may be supplemented by additional terms and conditions pertaining to specific content and activities. You agree and understand that such additional terms and conditions are hereby incorporated by reference to these Terms.

These Terms and Conditions

Please read these terms and conditions carefully. By accessing and using the Site you are acknowledging and agreeing to these disclaimers, terms and conditions (including the Glennons.ie Privacy Policy). You must read the important disclaimers which follow as they affect your use of the Site.

If you do not agree to these Terms & Conditions, you should not use the Site. We reserve the right, in our sole discretion, to change, modify, add or remove portions of these Terms at any time. You should check these Terms periodically for changes as by using the Site after we post any changes to these Terms, you are agreeing to accept those changes, whether or not you have reviewed them.

Information on our website is for general information purposes only and does not constitute the giving of insurance, investment or risk management advice. For any specific advice to suit your particular circumstances please use the “Contact” facility.

Content

While Glennon believes the Content of this Site to be accurate, complete and current, there may be inadvertent technical or factual inaccuracies and typographical errors and Glennon does not warrant that the information is accurate or complete or current. It is your responsibility to verify any information before relying on it. At any time and from time to time Glennon may make changes in the products and/or services described herein, but, Glennon makes no commitment to update the information and expressly disclaims liability for errors or omissions in it.

Exclusion of Liability

Glennon will not be liable for anyone with respect to any damages, loss or claim whatsoever, no matter how occasioned, in connection with access to or use of the contents of this site or any third-party site accessed through the site in terms of their correctness, accuracy, timeliness, reliability, or otherwise.

In no event shall our total liability to you for all damages, losses, and causes of action whether in contract, tort (including, but not limited to, negligence) exceed the amount paid by you to us, if any, for accessing our website or in making a purchase thereon. If you are dissatisfied with any portion of our website, or with any of these terms & conditions, your sole and exclusive remedy is the discontinuation of your use of this website.

Availability of Site

Neither Glennon, any of our affiliates, nor any of our or their respective licensors, licensees, service providers or suppliers warrant that the site or any function contained in the site will be uninterrupted or error-free, that defects will be corrected, or that the site or the servers that make the site available are free of viruses or other harmful components. You will be solely responsible for any damage to your computer system or loss of data that results from the download of any such product, offering, content or material.

Third Party Sites

The Site contains links to third party websites. Some of the sites listed as links herein are not under the control of Glennon. Accordingly, Glennon makes no representations whatsoever concerning the content or accuracy of those sites. The fact that Glennon has provided a link to a site is not an endorsement, authorisation, sponsorship or affiliation by Glennon with respect to such site, its owners or its providers, unless otherwise stated. Glennon is providing these links only as a convenience to you. Glennon has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and Glennon cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.

Local Laws

Although this site is accessible worldwide, not all products or services discussed or referenced herein are available to all persons or in all geographic locations. Glennon reserves the right to limit, in its sole discretion, the provision and quantity of any product or service to any person or geographic area it so desires. Any offer for any product or service made in or through this site is void where prohibited.

Linking

Glennon generally welcomes the hyper-linking to the Site from other appropriate websites provided such links are to the Site’s homepage (and no deeper within the Site) and provided we give our consent to the establishment of such links. Notwithstanding the foregoing, we reserve the absolute right to refuse to consent to such links without giving reasons. Any links to the Site from another website must be presented in such a manner that the viewing of the Site is not impaired by framing or similar techniques that may impair the visitor’s user experience.

Intellectual Property

The Contents of this Site, including but not limited to the text and images herein and their arrangement, are the exclusive property of Frank Glennon Limited or are used with permission or under license and may not be copied or distributed for any commercial use, in whole or in part, without the express written consent of Frank Glennon Limited. Glennon and the Glennon logo are Irish registered trademarks of Frank Glennon Limited. The trademark or any other trademark (registered or unregistered) of Glennon may not be used in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Glennon.

Glennon hereby authorises you to copy and display the content herein, but only for your personal and non-commercial use. The Content of this Site herein shall not be copied or posted in any network computer or broadcast in any media. Any copy you make must include this copyright notice. Limited quotations from the Content of this Site are permitted if attribution to Glennon is included, but you may not copy or display for redistribution to third parties for commercial purposes any portion of the Content of this Site without the prior written permission of Glennon. No modifications of the Content of this Site may be made.

Posting Information on the Site

When accessing or using any service on the Glennon web pages you must not post or transmit any unlawful, threatening, abusive, libellous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any national or international law, or any information or software which contains a Trojan horse, worm or virus or other harmful component, or restrict or inhibit any other user from using the Site.

Your Submissions to Us

You agree not to use the Site or cause or permit the Site to be used:-

Governing Law and Jurisdiction

The Site has been created and is controlled by Frank Glennon Limited in Ireland. These Terms will be governed by, and construed and enforced in accordance with, the laws of Ireland. You hereby unconditionally and irrevocably submit to the exclusive jurisdiction of the Irish courts.

Privacy Policy

We are committed to protecting your privacy and security. All personal data that we collect from you will be processed in accordance with our Privacy Policy. You should review our Privacy Policy, which is incorporated into these Terms by this reference.

Entire Agreement

These Terms (including the Privacy Policy) constitute the entire agreement between Glennon and you with respect to your access to and use of the Site and any third-party site accessed through the Site. If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provisions.

These Terms and Conditions are updated and altered from time to time. You should check our Terms and Conditions every time you access any Glennon web pages.

If for any reason you wish to contact us, we can be reached at:

Frank Glennon Limited
Insurance Brokers & Consultants
Charlemont House
Charlemont Place
Dublin 2

(Last modified as of 23 November 2005)